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150,000 American Express Membership Rewards® Points after you spend $20,000 in the first 3 months
Welcome Offer Est. Value Category Annual Fee
150,000 Points
120,000 Points
$2,325 American Express Membership Rewards® $695

Terms apply (See rates and fees)

This card is an ultra-premium card. High annual fee, but well worth it for those frequent travelers who can get instant hotel status and airport lounge access. For many, the benefits will far outweigh the high annual fee. Benefits include earning 5x points on flights and prepaid hotels at AmexTravel.com, 1.5x points per dollar on eligible purchases of $5,000 or more (on up to $2 million of these purchases per calendar year), 1.5x points on eligible purchases at US construction material; hardware suppliers, electronic goods retailers and software; cloud system providers; and shipping providers. 

There are many additional money saving benefits with this card, with our favorite being the up to $200 in airline incidental fee credits. You'll also be eligible to up to $400 credit for purchases with Dell in $200 semi-annual statement credits (enrollment required), up to $199 back per year on your CLEAR® Plus Credit membership (subject to auto-renewal) and up to $120 for TSA PreCheck or Global Entry membership. Other benefits include airport lounge access, rental car elite status, hotel elite status (Marriott Bonvoy Gold and Hilton Honors Gold). Note: Enrollment may be required. 

Click here for rates and fees for The Business Platinum Card® from American Express

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