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Special offer: Additional 1.5% cash back (first year only, up to $20,000)
Bonus Est. Value Category Annual Fee
Special Offer
$525 Chase Ultimate Rewards® $0

With this card, you typically earn 3x on dining (including takeout and select delivery services); 3x on drugstores; 5x on travel purchased through Chase Travel℠; and 1.5x on everything else. With the current offer, you'll earn an additional 1.5x for the first year (up to $20,000), so you'll ultimately earn: 

⚬ 4.5x on dining, including takeout

⚬ 4.5x on drugstores

⚬ 6.5x on travel purchased through Chase Travel℠

⚬ 3x on everything else

Remember, despite being marketed as a cash back card, you are actually earning Chase Ultimate Rewards points. Once the points are accumulated, there are multiple ways to utilize them, including redeeming for cash back. However, if you have a premium card, such as the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card, you can transfer points earned from this card to a premium card, and capitalize on Chase Travel℠ portal boosts and transfer partners. However, keep in mind that this card charges foreign transaction fees, so it's advisable to use your premium cards when traveling abroad.

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