Bilt Palladium Card
50,000 Bilt Points after $4,000 of non-housing spend in the first 3 months + Gold elite status + $300 Bilt Cash
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Why Travel Freely Likes It
The Bilt Palladium Card is designed for travelers who want strong earning power and added perks at a manageable cost. With the current welcome offer, new cardholders can earn 50,000 Bilt Points after $4,000 in non-housing spend within the first 3 months. You’ll also receive Gold Elite status for 12 months and $300 in Bilt Cash upon approval. Note: This Bilt card has the highest annual fee of the 3 Bilt cards available.
On everyday purchases, you’ll earn 2× points plus 4% back in Bilt Cash, and up to 1.25x points on rent and mortgage payments depending on your monthly card spend. Cardholders also receive Priority Pass membership and up to $400 in Bilt Travel Hotel credits split semi-annually — perfect for two shorter stays or one big trip each year. An annual $200 Bilt Cash reward adds steady value toward travel or other everyday spending.
Bilt Points transfer to top airline and hotel partners, giving you flexibility whether you prefer simple redemptions or premium travel experiences. For travelers who want a step up from entry-level cards without committing to a high annual fee, the Palladium Card offers a balanced blend of earning, perks, and travel value.
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