The Platinum Card® from American Express

Terms apply. (See rates and fees)

This card is an ultra-premium card. High annual fee, but well worth it for those frequent travelers who can get instant hotel status and airport lounge access. For many, the benefits will far outweigh the high annual fee. You can earn 5x points for flights booked directly with airlines or with American Express Travel® and 5x for prepaid hotels booked through American Express Travel®. 

With the "As High As" welcome offer from American Express, here’s how it works: First, apply for the card which will only trigger a soft credit inquiry—and if you're approved, you’ll find out your personalized offer amount. Then if you choose to proceed, simply accept the card with your offer (Note: If you’re approved and accept the Card, your credit score will be impacted at this point in the process). Finally, meet the required minimum spending amount based on your personalized offer within the specified number of months from opening your card, and you will earn a valuable welcome offer in the form of Membership Rewards® points. Keep in mind: welcome offers vary and you may not be eligible for an offer.

This card also comes with money-saving benefits, such as up to $200 Airline Fee Credit; up to $200 back in statement credits per year on prepaid Fine Hotels + Resorts® or The Hotel Collection (The Hotel Collection requires a minimum two-night stay); up to $200 in Uber Cash annually; up to $100 in credits annually for purchases at Saks Fifth Avenue; up to $120 fee reimbursement for Global Entry or $85 for TSA PreCheck®; up to $209 statement credit for a CLEAR® Plus Credit membership, and more. Additional benefits include airport lounge access, rental car elite status, Marriott Bonvoy® Gold status and Hilton Honors™ Gold status. Note: Enrollment may be required to receive benefits or credits. Overall, it's jam-packed with benefits for the frequent traveler who enjoys luxury.

Note: There are new card family rules on the terms of this application. You may not be eligible to receive the welcome offer on the Platinum if you have or have had the Platinum Card® from American Express Exclusively for Charles Schwab or the Platinum Card® from American Express Exclusively for Morgan Stanley. Read full terms. Lastly, Amex says it will let you know if you are not eligible before applying.