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60,000 Chase Ultimate Rewards® Points after you spend $4,000 in the first 3 months
Bonus Est. Value Category Annual Fee
60,000 Points
$750 Chase Ultimate Rewards® $95

This is an excellent all-around card for ALL travelers, and one that we consider to be the #1 card for beginners. By being able to transfer points to one of 14 travel partners or redeem points within the Chase Travel℠ portal, this is an extremely flexible card opening up many travel opportunities.

At a minimum, this card's value is $750 when using the Chase Travel portal (since points can be redeemed at a fixed 1.25 cents per point).

However, when transferring points to travel partners such as British Airways, United, Hyatt or Marriott, we value Chase Ultimate Reward points at 1.8 cents per point — putting an even higher value on the current welcome offer.

And if this wasn’t enough, the card includes 3x points on dining, select streaming services and online groceries (excluding Target, Walmart and wholesale clubs), 2x on travel (or 5x total points if purchased through Chase Travel) and a $50 hotel credit annually. The card also carries no foreign transaction fees and primary rental car coverage.

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