$1,000 after you spend $10,000 in the first 3 months
This is a great card to use for large purchases as you'll earn 2.5% cash on purchases of $5,000 or more (you'll then earn 2% cash on all other purchases). However, you cannot combine points earned from this card with another Ultimate Rewards account or transfer your points to partner airlines or hotels. This means all points earned are worth 1 cent per point when you cash out or redeem in the portal.
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